Buying a home is a big investment and like all investments, it can be susceptible to things going wrong. Even with home owner’s insurance, a home might not be protected against natural disasters such as floods, earthquakes, hurricanes, and tornadoes. A person’s insurance may also not cover the entire costs involved in a fire, or water damage to a home.
There are so many things that can go wrong at any moment, so it’s crucial that someone is prepared to fight on your behalf. In the event that your insurance doesn’t cover damages incurred from events outside of your control, contact a property damage lawyer to go over the details of their case. Property damage lawyers ( ACTSLaw.com/property-damage-lawyer ) can investigate whether damages to the home are caused by the negligence of a contractor or the home’s builders, for example. A lot of damage to homes are the result of foundation or construction defects caused by outside contractors. A property damage lawyer will ensure that they – and not the homeowner – are held accountable for the costs associated with the damages.
Fight the Big Guys
Insurance companies do not always honor the terms of their policy agreements. While a homeowner may have insurance, if a disaster occurs, they may find themselves up against an insurance company that refuses to pay what’s owed to them, whether partially or in full. In this case, it’s important for homeowners to refer their case to a property damage lawyer. Just one consultation will be enough for the lawyer and homeowners to decide whether the case should be pursued.
One Stop Shop
A property damage lawyer provides numerous expert services to help homeowners make the best choice. They’ll analyze the situation and provide options to their client, and they’ll also evaluate the repair costs and cash value of damages incurred in the event of a fire, sinkhole, plumbing emergency, natural disaster, construction flaw, etc. A property damage lawyer will also thoroughly investigate the damage done to a home or property, and gather all the facts and evidence.
There are many things that go wrong when it comes to buying and owning a house. But in some cases, the homeowners may not actually be responsible for the damages, and are not liable to foot the bill. Sometimes a neighbor or builder may be at fault; other times, an insurance company may be withholding funds without good cause. Whatever the case, it’s important for homeowners to consult with a property damage lawyer to get an expert opinion before they open their checkbooks.
Dealing with a disaster is difficult enough without having to worry about shelling out a ton of cash to fix the damage. Even if the damage to a home is minimal ( ACTSLaw.com/about ), it needs to be dealt with right away to avoid costly repairs later on. When it rains, it pours, right?
A Win-Win Situation
A good property damage lawyer will also be upfront about all their charges, with no hidden fees or costs. They also won’t bill the client unless the win the case. It’s a win-win situation!
Insurance and property damage lawsuits are two of the areas of specialty for Acts Law. Consult an Acts attorney if you are locked in a battle with your insurance company.